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Performance-based means that you only pay our fee for services if we are able to obtain a loan modification or another mortgage relief option and you accept it.  As you may already be aware, many of our competitors charge advance fees for this service regardless of the outcome.  That means you could end up spending thousands of dollars and not get any mortgage relief assistance.  Using a performance-based model aligns the incentives much better for both you and ACS.  We are incentivized to get your loan modification as quickly as possible and you don’t have to spend any money unless you get a mortgage relief option that is acceptable.