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Frequently Asked Questions To Repair Credit

We want to make sure you fully understand the credit repair process and are comfortable every step of the way. Below are the most common questions asked by our customers. If we haven't covered yours, please don't hesitate to visit our Contact Us page and send your question our way, or give us a call. We look forward to hearing from you.

How Do I Start To Repair My Credit?

Take a moment to sign up online now. It's easy and will only take you a few minutes. Once we receive your sign-up information, we will send out a welcome email with quick and easy-to-follow instructions on how you can get your credit reports to us. Our goal is to expedite the process and get you on your way to stress-free credit as soon as possible. The sooner you start the process, the sooner you will be feeling relief from credit stress.

What Is The Process To Repair My Credit?

The beauty of working with ACS to repair credit is that is quick, easy, and effective. Sign up and we'll take it from there. With an eye towards all laws governing credit scores and bureaus, we will do an in-depth analysis of your credit and the marks that are pulling it down. After identifying everything questionable, out of date, or noncompliant, letters will be sent on your behalf to clear up the bad marks and instantly start improving your credit score. The efficient way that we conduct our detailed analysis and the manner in which we proceed from there will expedite the process.

Is Your Process Automatic To Repair My Credit?

Not a chance! We pride ourselves on designing customized programs to meet your individual needs. There is no software that we simply enter your information into and allow it to spit out generic dispute letters. We are hands on - we carefully comb through your credit report to make sure nothing is missed and everything is reviewed. You will see the difference between the ACS personalized approach versus automated services in the results.

Once You Repair My Credit, Can You Consult Me On How To Build It Back Up?

If, once we dispute and eradicate the bad marks on your credit, it appears that you will be left with insufficient credit, we will be sure to guide you through the process of smart, secure ways to open new credit cards. Secured credit cards are one of the best ways to rebuild your credit. It requires a small savings deposit, which generally secures the entire line to keep your credit moving in the right direction.

Is My Personal Information Safe When I Work With ACS To Repair My Credit?

We take our clients' privacy and confidentiality seriously. We do not share information with any third party. Please visit our Privacy Policy for more details.

I Want You To Repair My Credit. How Do I Send You My Credit Reports?

After you take a few moments to complete the sign-up sheet, you will receive a welcome email with quick, easy-to-follow instructions on how to get the necessary credit reports to us. We will provide links that you can visit to get your credit reports, free of charge, at We also have a suggested link for a low cost, tri-merged report.

Will It Hurt My Credit Scores To Request My Credit?

Requesting your personal credit report has no impact on your scores. Requesting your own credit report is a 'soft' inquiry. Soft inquiries, such as when you request your own credit, when potential lenders check your credit to get you pre-approved, or when a current lender conducts a periodic review of existing accounts, do not impact your credit rating. A hard inquiry occurs when you apply for new credit - this will affect your score. Requesting your score will not set you back in your quest to repair credit.

Will ACSOrder My Credit Report Directly For Me If They Repair My Credit?

The Fair Credit Reporting Act (Section 604) prevents credit repair businesses from accessing credit reports directly from credit bureaus. The Fair Credit Reporting Act prohibits any third party from receiving credit reports from credit bureaus outside of their definition of 'permissible purposes' (i.e. determination of credit worthiness, underwriting of insurance, and employment screening). We will need you to furnish us with your credit reports, but once you sign up, you will receive easy instructions on how to do so.

  • Sign up today and get started on improving your credit!

  • Still have questions? Contact us now to see how we can help answer the question 'how do I repair my credit'?

  • Sign up with your spouse and receive a 50% discount on monthly charges!

  • Repair credit quickly and effectively - sign up today!

  • We work hard to quickly repair credit with expedited processes!


-Credit Repair - How To

- Bad Credit

- Credit After Bankruptcy

- Identity Theft

- Credit Report

- Improve Credit

3 Easy Steps

1. Complete our simple online form.

2. Schedule a FREE consultation

3. Receive individualized solutions tailored to your situation

Free Credit Consultation

or Call (407) 513-1905 Now

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